Workers' Compensation Insurance; why Prosharp cares and you should too.

Here is an article from Missour Employers Mutual on Workers' Compensation:

General
What is workers' compensation coverage?
Workers' compensation is a state-mandated insurance program provided by your employer that covers medical treatment for your work-related injury or illness and lost wages if you are unable to work.

What should I do if I am injured at work?
Immediately report the injury to your supervisor. This is known as "giving notice" to your employer. In some cases your supervisor will already know about your injury. But if there is any doubt, notify your supervisory immediately.
How are my wage replacement benefits calculated?
The type of employment you have at the time injury will determine how your wage replacement is calculated. To determine what type of wage replacement you are entitled to, please call your claim specialist.
Are my workers' compensation benefits considered taxable income?
In most states, workers' compensation benefits are considered reportable but not taxable income. We encourage you to contact a tax professional if you have additional questions. You may also find more information on your state’s workers' compensation website.
What is the eligibility waiting period for my workers' compensation benefits?
The waiting period, or length of time you must be disabled from work due to your injury until you are eligible to receive workers compensation benefits, varies depending on the state. For additional information on the waiting period for your state, contact your claim handler or visit your state’s workers compensation website.
When will I know if my claim was accepted?
Generally you will hear from a MEMIC claim handler in 24 hours, gathering information about your injury. The number of days MEMIC has to review your claim is stipulated by state law, but many determinations about acceptance are made within a few days.
Can I go to my own doctor?
Each state has a different framework for medical treatment under the workers' compensation system. Your state may require you to go your employer's choice of doctor.
How do I find a medical provider?
You can use our online find medical provider search.

How are medical bills paid?
Please forward all bills related to your injury to MEMIC for processing.

To avoid getting bills, tell your doctor that you are being treated for a work-related injury and that MEMIC is your insurer. Also give the doctor your claim number and date of injury.

End of article from:
https://www.memic.com/workers/faq-for-workers#genwhat

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